BRRRR Calculator
Model Buy, Rehab, Rent, Refinance, Repeat deals and calculate your cash-on-cash return.
Purchase & Rehab
Rental Income
Cash Back at Refi
$31,875
43.5% of investment recouped
Cash Left in Deal
$41,325
Equity Created
$62,500
Monthly Cash Flow
-$130
Investment Breakdown
Refinance
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Investment Disclaimer
This calculator is for informational and educational purposes only. Results are estimates based on your inputs and do not constitute investment advice. Real estate investing involves risk, including potential loss of principal. Read full disclaimer
Understanding the BRRRR Strategy
BRRRR (Buy, Rehab, Rent, Refinance, Repeat) is a real estate investment strategy that allows you to recycle your capital across multiple properties. The goal is to pull out most or all of your initial investment through refinancing, leaving you with a cash-flowing rental and freed-up capital.
The key to a successful BRRRR is buying below market value and adding significant value through renovations. The "forced appreciation" creates equity that you can extract through refinancing.
The Five Steps
- BuyPurchase a property below market value that needs work
- RehabRenovate to increase the property's value and rentability
- RentFind quality tenants and stabilize the property
- RefinanceGet a new loan based on the After Repair Value (ARV)
- RepeatUse the cash pulled out to fund your next deal
Key Success Factors
1. Buy at the right price
Aim for 70-75% of ARV minus repairs (the "70% rule").
2. Accurate ARV estimation
Get comps from a real estate agent or appraiser before purchasing.
3. Rehab budget control
Get multiple contractor bids and add a 10-20% contingency.
4. Refinance timing
Most lenders require 6-12 months of seasoning before a cash-out refinance.