Rental Cash Flow Calculator
Project monthly income, expenses, and net cash flow for any rental property.
Property & Financing
Income & Expenses
Monthly Cash Flow
-$213
-$2,554/year
Cash on Cash
-5.1%
Cap Rate
5.4%
DSCR
0.84
Save this deal and track it to closing
Create a free account to save up to 3 deals — no credit card required.
- All calculators included
- Up to 3 deals, 3 scenarios
- Meet Dale — AI advisor
No credit card required
Investment Disclaimer
This calculator is for informational and educational purposes only. Results are estimates based on your inputs and do not constitute investment advice. Real estate investing involves risk, including potential loss of principal. Read full disclaimer
Understanding Rental Cash Flow
Cash flow is the lifeblood of rental property investing. Positive cash flow means your property generates more income than expenses each month, providing you with passive income and financial stability.
This calculator uses industry-standard assumptions to project your monthly cash flow, including vacancy reserves, maintenance, and property management—expenses that many new investors forget.
Key Metrics Explained
- Cash on Cash Return — Annual cash flow divided by your total cash invested. A good benchmark is 8-12%.
- Cap Rate — Net Operating Income divided by purchase price. Helps compare properties regardless of financing.
- DSCR (Debt Service Coverage Ratio) — NOI divided by mortgage payment. Lenders typically require 1.2 or higher.